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🤝 Eligibility: Only for Salaried Employees with Minimum Monthly Take Home Salary of ₹50,000

Check Eligibility in Just a Few Easy Steps

Loan Application


Rates & Charges

  • Minimum Loan Amount: ₹5,000
  • Maximum Loan Amount: ₹1,00,000
  • Tenure: 61–180 Days
  • Processing Fee: up to 10%

More Details

  • No Pre-closure Charges
  • ROI: up to 1% per day
  • APR: up to 375% per annum
  • Bounce Charges: ₹1,000 per bounce

How is APR Determined?

APR (Annual Percentage Rate) depends on your credit score, income stability, and loan amount. A good credit score means a lower rate. Paifi offers fixed APR up to 375% p.a.

Monthly Example

Loan AmountAPRTenureInterestInterest AmountProcessing FeeGSTNet DisbursedTotal Repay
₹15,000375%61 Days1%₹4,50010%₹270₹13,230₹19,500

⚠️ Important Notice

Never pay in cash or to any personal account. Paifi only accepts payments via official channels. Report suspicious activity at info@Paifi.in