Paifi

Frequently Asked Questions

Paifi FAQ

Get detailed answers to common questions about Paifi personal loans, eligibility, application process, and repayment options.

What is Paifi?

Paifi is a trusted digital financial platform that provides instant personal loans online. We focus on simplicity, transparency, and speed, helping individuals access funds for various personal needs without the long procedures of traditional banks.

How does Paifi work?

Applying for a Paifi loan is easy. Fill out the online application, upload your documents securely, and get instant verification. Once approved, the loan amount is transferred directly to your bank account, usually within minutes.

What types of loans are available?

Paifi offers loans tailored for different purposes, including shopping, emergencies, home renovations, travel, bill clearance, and household needs. Each loan type comes with flexible repayment options and competitive interest rates.

Who can apply for a loan?

Applicants must be Indian citizens aged 21–58 with a steady income and valid KYC documents. Whether salaried or self-employed, Paifi ensures eligibility verification is quick and hassle-free.

How much can I borrow?

Loan amounts range from ₹10,000 to ₹2,00,000 depending on your income, credit history, and repayment capacity. Paifi ensures the loan amount suits your financial comfort and repayment ability.

Which documents are required?

You’ll need PAN, Aadhaar, a recent salary slip or bank statement, and a passport-size photo. All documents are uploaded securely online — no physical submission needed.

How long does disbursement take?

After document verification, most Paifi loans are approved and disbursed within minutes. This ensures you receive funds quickly for urgent or planned needs.

Is Paifi safe?

Yes. Paifi follows advanced security and encryption standards to protect your personal and financial data. Your information is never shared with third parties without consent.

Can I prepay my loan?

You can prepay or foreclose your loan anytime after the initial lock-in period. Prepayment charges, if applicable, are clearly mentioned in your loan agreement, giving you full transparency.

How to contact Paifi?

For any queries or support, email support@Paifi.in or visit our Contact page. Our team is available to assist you with loan applications, repayments, and general inquiries.

FAQ