Privacy Policy

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We DO NOT Access Your Phone Contacts

In light of recent reports about certain unauthorized digital lending apps, Paifi clearly distinguishes itself and reaffirms its ethical and regulatory commitments.

Paifi is NOT associated with such apps or practices.

We are a duly registered Non-Banking Financial Company (NBFC) under RBI and strictly adhere to all applicable guidelines and regulations. We voluntarily uphold higher standards to ensure responsible and ethical lending.

Our Ethical Lending & Recovery Commitments

  • Responsible Lending: We evaluate a borrower’s repayment capacity using robust algorithms and credit assessment models before offering loans.
  • Ethical Recovery Process: We maintain a respectful and cooperative approach with all customers, especially during financial distress.
  • Data Privacy First: We do NOT access, read, or store your phone contacts. Your personal information is completely safe.

At Paifi, our mission is to support individuals during financial emergencies by providing short-term loans ethically, transparently, and in full compliance with RBI guidelines.

We remain committed to maintaining the highest standards of privacy, trust, and service quality, and we strongly discourage any unauthorized app or entity that misuses customer data.

Sincerely,

Paifi Team

📞 +91-9599826805